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Master Subscription Terms

Last Modified: March 6, 2026

IMPORTANT: PLEASE BE ADVISED THAT BY AGREEING TO THESE TERMS YOU ARE WAIVING YOUR RIGHT TO SEEK RELIEF IN A COURT OF LAW, WAIVING YOUR RIGHT TO HAVE A JURY TRIAL ON YOUR CLAIMS AND WAIVING YOUR RIGHT TO PARTICIPATE IN A CLASS-ACTION SUIT.

PLEASE READ THESE MASTER SUBSCRIPTION TERMS CAREFULLY AS THEY CONTAIN PROVISIONS THAT GOVERN HOW YOU CAN BRING CLAIMS BETWEEN YOU AND RENTVINE, INCLUDING THE ARBITRATION AGREEMENT IN SECTION 7 BELOW. THE ARBITRATION AGREEMENT REQUIRES YOU TO RESOLVE ALL DISPUTES WITH RENTVINE THROUGH FINAL AND BINDING ARBITRATION. THESE MASTER SUBSCRIPTION TERMS OUTLINE HOW SUCH CLAIMS ARE RESOLVED, INCLUDING, WITHOUT LIMITATION, ANY CLAIMS THAT AROSE OR WERE ASSERTED BEFORE THE EFFECTIVE DATE OF THESE MASTER SUBSCRIPTION TERMS.

THESE MASTER SUBSCRIPTION TERMS GOVERN CLIENT'S ACCESS TO AND USE OF THE RENTVINE SOFTWARE PLATFORM, ACCOUNTING-AS-A-SERVICE OFFERINGS, API INTEGRATIONS, AND ALL RELATED CUSTOMER SERVICES. THEY DO NOT APPLY TO GENERAL USE OF THE RENTVINE WEBSITE, WHICH IS GOVERNED BY THE SEPARATE DIGITAL TERMS OF USE, WHICH ARE INCORPORATED BY REFERENCE.

BY AGREEING TO THESE TERMS, YOU EXPRESSLY ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD ALL OF THEM AND HAVE TAKEN TIME TO CONSIDER THE CONSEQUENCES OF THIS IMPORTANT DECISION.

Welcome to Rentvine! Please carefully review these Rentvine Master Subscription Terms (these “Master Subscription Terms”), as they contain important information about your legal rights, remedies and obligations. By subscribing to or using any of Rentvine's Services (as defined below), you (“Client”) are entering into a legally binding agreement with Rentvine, LLC and its affiliates (also referred to as “Rentvine”) that governs Client's access to and use of the Services.

The agreement consists of (i) Client's order form (the “Order Form”) and (ii) these Master Subscription Terms, which incorporate by reference any other terms or policies applicable to Client's use of the Services that Rentvine makes available, such as through an online signup flow. Any terms contained in the Order Form will supersede these Master Subscription Terms.

In addition, Rentvine's Privacy Policy governs how Rentvine collects, uses and shares Client personal information and the personal information of Client's customers during the course of providing Services under these Master Subscription Terms. The Privacy Policy is not a part of these Master Subscription Terms and may be changed from time to time, but by agreeing to these Master Subscription Terms, Client acknowledges and consents to Rentvine's data processing practices including, but not limited to the collection, use, sharing and disclosure of its personal information (and that of its customers) and other data as described in the then-current version of the Privacy Policy.

1. SCOPE OF SERVICES; MODIFICATION OF TERMS.

Rentvine offers a hosted suite of property management software services, which includes the property management software solution, property management website development and certain additional services to which you subscribed to in your Order Form or may later subscribe or use in addition to your base subscription (collectively the “Services” and each a “Service”). Client understands and agrees that the Services may be unavailable or interrupted from time to time due to scheduled maintenance, enhancements, outages of third-party providers, internet disruptions or other causes beyond Rentvine's reasonable control, and that such unavailability or interruptions do not constitute a breach of this Agreement. Rentvine does not guarantee any specific uptime or service level unless expressly set forth in a separate written service level agreement executed by the parties.

Rentvine reserves the right to modify the Services (or any part thereof) from time to time, and Rentvine is not liable to Client or to any third party for any modification of the Services.

Rentvine works constantly to improve its Services and Software with updates, new features, and new services. As a result, Rentvine may need to change these Master Subscription Terms from time to time to accurately reflect its Services and practices. If updated, the revised Master Subscription Terms will supersede prior versions. Unless otherwise provided in writing, changes will be effective upon the “Last Updated” date located at the top of this page. Rentvine agrees that changes cannot be retroactive. Rentvine will provide you advance written notice of any material changes to these Master Subscription Terms prior to such terms becoming effective. For any other changes, Rentvine will publish the revised Master Subscription Terms and update the “Last Updated” date above. Client's continued use of the Services after the modification of these Master Subscription Terms constitutes Client's acceptance of any revisions.

2. CLIENT RESPONSIBILITIES, ACKNOWLEDGEMENTS AND AUTHORIZATIONS.

a. Client Systems. Client shall be solely responsible for procuring and maintaining the necessary hardware and software for accessing and utilizing the Software.

b. Client Acknowledgements. As a property management software company, Rentvine provides software tools and technology solutions, including the Software, and certain support, consulting and financial administrative services, including the Services, to assist property managers, including Client, with managing their properties more efficiently. Client acknowledges and agrees that: (i) Rentvine is not acting as an accounting firm, legal advisor, fiduciary, or a property management company; (ii) Rentvine does not provide, and Client shall not rely on Rentvine for, any tax, legal, accounting, regulatory, property management services or compliance advice; (iii) use of the Software and the Services does not replace the need for independent professional guidance from licensed advisors or professionals with respect tax, legal, accounting, regulatory, property management services or compliance advice; and (iv) Client is solely responsible for ensuring its use of the Software and Services complies with all applicable laws, regulations, and industry standards, and for making its own decisions based on its specific circumstances and objectives. Accordingly, Client is strongly encouraged to seek independent professional advice from qualified accountants, attorneys, or property managers when dealing with complex issues such as tax, legal or property management matters.

Without limiting the foregoing, Client is solely responsible for compliance with the Fair Housing Act, the Fair Credit Reporting Act (“FCRA”), state and local landlord-tenant laws (including but not limited to, laws, ordinances, and regulations pertaining to lease pricing, fee transparency, and the use of AI-based tools), trust-accounting and escrow rules, anti-money laundering and sanctions laws, consumer protection laws, and all other housing, financial and privacy regulations applicable to Client's business and use of the Services. Client further acknowledges and agrees that Rentvine provides a hosted software platform only and does not act as a property manager, broker, fiduciary, or agent for any applicant, tenant, owner, or vendor. Client also acknowledges that Rentvine is not a consumer reporting agency and that all consumer reports, background checks, or credit information are generated solely by third-party consumer reporting agencies over which Rentvine has no control.

c. Provision of Client Data. The provisions of this Section 2.c shall apply in the event that Rentvine provides any Services under this Agreement that require Rentvine to receive and/or process Client Data.

  1. Client shall be solely responsible for providing, either directly or through an authorized third party, all Client Data and other inputs necessary for Rentvine to perform the Services. Client represents and warrants that all such Client Data and other inputs will be complete, accurate, and provided in a timely manner. Rentvine shall not be liable for any delays, errors, or issues in the performance of the Services resulting from Client's failure to meet its responsibilities under this Section. Rentvine shall be entitled to rely on all Client Data and other inputs provided to Rentvine and shall have no obligation to conduct any further diligence as to the quality, completeness or accuracy of such Client Data or other input. For clarity, Client Data includes information uploaded or transmitted to Rentvine by Client during onboarding (including spreadsheets, CSV files, reports, and exports from other systems), and Client is solely responsible for ensuring it has all rights and permissions necessary to provide such information to Rentvine.
  2. Client is responsible for the quality and accuracy of all Client Data and other input provided to Rentvine by Client or any party providing data on Client's behalf. Rentvine shall not be responsible or liable in any way for any delay resulting from any failure by Client to comply with Client's responsibilities under this Section.
  3. In the event that Client is directly providing Client Data to Rentvine for the provision of Services hereunder (“Internally Provided Data”), Client shall be solely responsible for all of the costs and the expense of providing such data to Rentvine. Internally Provided Data may be delivered to Rentvine through input by Client, on tangible media, by e-mail attachment, and/or by telecommunications link to the computer housing the Services.
  4. In the event that Client Data is provided by a third-party on Client's behalf, Rentvine will deliver to Client a “Data Access Authorization” (the form of which shall be determined by Rentvine) for Client and Client's named data providers to execute and provide to the sources of the data feeds required for Rentvine to deliver the Services. Client and Client's named data providers will execute and deliver the Data Access Authorization to Rentvine. Upon receipt of the complete authorization, Rentvine may receive the necessary data for Client to use the Services (“Externally Provided Data”). Client acknowledges that Rentvine's ability to obtain and process such data is dependent on third-party cooperation and Rentvine shall not be liable for any failures, delays, or inaccuracies in such third-party data delivery.
  5. Once Client Data has been received by Rentvine and input into the Software, any subsequent modifications, changes or corrections to the Client Data made by or on behalf of Client shall be Client's responsibility, and to the extent any such modifications, changes or corrections create concerns or issues for Rentvine in the provision of the Services hereunder, Rentvine reserves the right to charge Client, at Rentvine's standard and customary rates, for the cost of additional modifications, changes or corrections as Rentvine deems necessary or appropriate to ensure that the Services may be properly provided to Client.
  6. Client may provide, or may authorize Rentvine to receive or retrieve on Client's behalf, data originating from other software platforms, systems, or service providers (collectively, “External Systems”). Client represents and warrants that it has obtained all rights, consents, and authority necessary to permit such access or use of data from External Systems, and that any such access or use by Rentvine will not violate the terms of service, license agreements, or other contractual restrictions applicable to such External Systems. Rentvine shall have no obligation to access any External System on Client's behalf and may condition any such assistance on receipt of adequate written assurances from Client. Client agrees to indemnify, defend, and hold harmless Rentvine from and against any claims, liabilities, or losses arising from or related to Rentvine's access to or use of data originating from External Systems at Client's request. Client further acknowledges and agrees that (A) External Systems are controlled and operated by third parties and not by Rentvine; (B) Rentvine does not warrant or guarantee the continued availability, accuracy, security, or performance of any External System; and (C) Rentvine shall have no liability for service interruptions, data loss, delays, security incidents, or errors caused by or originating from any External System.
  7. Client agrees that following expiration or termination of any of Client's subscriptions to the Services, or Rentvine's termination for breach, Rentvine may immediately deactivate the affected account and Services. Client further agrees that, following a reasonable period of time after the expiration or termination of the Services, Rentvine may, in its sole discretion, delete Client's account and data. In the event Client's access is suspended or terminated for breach, and subject to Rentvine's sole discretion, Client may be granted a temporary, limited access to the Services for a period to be determined by Rentvine in its sole and absolute discretion, for the sole purpose of permitting Client to retrieve its proprietary data, provided that such access shall only be granted if Client has paid in full all undisputed amounts owed to Rentvine. In the event Client terminates its subscriptions, allows such subscriptions to expire, or such subscription is terminated by Rentvine for breach, Client may be granted a temporary, limited access to the Services for a period of up to twelve (12) months, for the sole purpose of permitting Client to retrieve its proprietary data, provided that such access shall only be granted if Client has paid in full all undisputed amounts owed to Rentvine. Rentvine reserves the right to charge its then-current professional services rates for assistance provided during any such retrieval period. Client further agrees that Rentvine will not be liable to Client or to any third party for any termination of its or their access to the Services or deletion of its or their data, provided that Rentvine is in compliance with the terms of this Section 2.c(vii). After the expiration of the applicable retrieval period, Rentvine may permanently delete some or all Client Data from its systems and backups, and shall have no obligation to retain or recover such data. Nothing in this Section requires Rentvine to delete information it is legally permitted or required to retain, including transaction records or information needed to comply with obligations to payment processors or third-party service providers. Rentvine will reasonably cooperate with Client in responding to valid consumer deletion or access requests submitted to Client under applicable privacy laws or the Digital Terms of Use, provided that Rentvine is not required to delete or alter any data that it must retain under applicable law. If Rentvine elects to reinstate Client's subscription or access following a suspension or termination, Client may be required to pay, as a condition of reinstatement: (1) all outstanding amounts in full; (2) any reactivation fee disclosed at the time of reinstatement; and (3) reasonable costs and expenses (including attorney's fees) incurred by Rentvine in connection with the suspension, termination, or collection efforts.
  8. Rentvine will process Client Data in accordance with the Privacy Policy, and if as and when applicable, the Data Processing Addendum. The Privacy Policy and Data Processing Addendum are part of these Master Subscription Terms, incorporated herein by reference.

d. Access by Authorized Users. Client shall be solely responsible for ensuring that access by all users are Authorized Users. Client shall designate, and at all times maintain, at least one Authorized User who shall be designated as the “Authorized Administrator”. The Authorized Administrator will have administrative rights including, but not limited to: (1) ensuring that all persons to which Client grants access have end user profiles that comply with applicable security and confidentiality policies of Client; (2) issuing passwords to Authorized Users and ensuring the integrity and security of the passwords after their issuance; (3) implementing any changes to Authorized Users' profiles and access rights commensurate with such Authorized Users' level of authority to utilize the Services and (4) suspending or terminating Authorized Users' profiles. In the event of any dispute with respect to an Authorized User, Rentvine shall refer such request or action to the Authorized Administrator who shall determine the appropriate action. Client agrees that Rentvine shall have no liability, responsibility or obligation with respect to any action taken or failed to be taken by an Authorized Administrator. Rentvine shall have no responsibility or liability for any unauthorized access or use of the Software or Services resulting from Client's failure to manage access credentials or enforce internal policies. Client acknowledges and agrees that (i) maintaining a robust security posture is essential to the protection of Client Data and the integrity of the Services provided herein and (ii) Client is strongly encouraged by Rentvine to implement two-factor authentication (2FA) or multi-factor authentication (MFA) for all of its Authorized Users accessing the Services. Client shall ensure that all Authorized Users use the Services in compliance with these Master Subscription Terms and all applicable laws, and Client shall be responsible for all actions and omissions of its Authorized Users.

e. Authorization to Use Third-Party Payment Processers and Third-Party Cash Pay Service Providers. Client authorizes Rentvine to provide the Services, including collecting and processing rent and other payments due and payable to or by Client by and through third-party payment processors and third-party cash pay service providers, which authorization shall include the right to capture and settle any and all amounts owed to or by Client to Rentvine or such third-party payment processor or third-party cash pay service provider. In performing such Services, Rentvine may assign its obligations and delegate its duties and authorities to some or all of its activities and services to third-party payment processors and/or third-party cash pay service providers. If a chargeback of fees or funds is incurred by Rentvine related to Client's operations or accounts or the operations or accounts of Client's customers or Affiliates, Rentvine shall allocate such chargeback to Client and charge back the accounts of Client for such amounts. Client acknowledges and agrees that (i) in using third-party payment processors and third-party cash pay service providers, funds of Client will be subject to the terms set forth by such third-party payment processors and third-party cash pay service providers and that such funds may be held or retained by such third-party providers in the event of a dispute between such third-party service provider and Client and (ii) Rentvine shall have no liability or obligation to indemnify or intervene on behalf of Client in the event any funds or amounts or retained or held due to a dispute solely between Client and such third-party provider. Client shall be solely responsible for any fees, fines, penalties, assessments, chargebacks, or other amounts imposed by any payment network, bank, or processor arising from Client's use of such services, and Client agrees that Rentvine may debit or invoice Client for any such amounts. Rentvine and its third-party payment processors reserve the right to delay, suspend, or reject any transaction if Rentvine reasonably suspects such transaction violates applicable Anti-Money Laundering (AML) laws, sanctions programs (OFAC), or constitutes fraud. Client agrees to cooperate fully with any Rentvine or regulatory investigation and acknowledges that funds may be held during such investigation without liability to Rentvine.

f. Third-Party Integrations; Plaid Services. Client acknowledges that certain functionality of the Software and Services may now, and in the future, rely on, integrate with, or be provided through third-party vendors, including, but not limited to, Plaid Inc. (“Plaid”). Client understands and agrees that such third-party vendors, including, but not limited to, Plaid, control their own systems, networks, data processing activities, and service availability, and that Rentvine does not warrant or guarantee the performance, accuracy, or continued availability of any such third-party service. Client understands and agrees that in using the Software and Services, Client will be bound by and subject to the applicable agreements, policies, and terms and conditions of such third-party vendors. Rentvine shall have no liability or responsibility to Client or any third party arising out of or relating to (i) any suspension, termination, or restriction of any third-party's services, including, but not limited to, Plaid; (ii) any modification of, or update to, such third-party services or terms; (iii) any security incident, data breach, or unauthorized access occurring within or through such third-party's systems; or (iv) any requirement imposed on Client under any applicable third-party terms, which may or may not be attached hereto or the applicable Plaid End Client Flow-Down Terms (Annex A). For clarity, nothing in this Agreement shall expand Rentvine's obligations or liability beyond those expressly set forth in its direct agreement with a third-party vendor, including Plaid, and any remedies relating to a third-party vendor's services or conduct shall be solely between Client and such third-party vendor.

g. Compliance with Technology and Data Laws.

  1. Third-Party Terms. Certain features or functionalities of the Software may integrate with or rely on services provided by third-party vendors. Client agrees to comply with all applicable third-party terms, conditions, and acceptable use policies, including, but not limited to, those referenced on Annex A (which Rentvine may amend, update, and alter as needed to comply with the terms of such third-party vendors without notice to Client) when accessing or using such integrated services.
  2. Data Privacy Compliance. Client shall be solely responsible for providing appropriate notices to, and obtaining all necessary consents from, its tenants, customers, and end users regarding the collection, use, disclosure, and transfer of their personal information via the Software. Client shall comply with all applicable federal, state, and international data privacy and protection laws governing the processing of personal data, including, where applicable, the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), and similar U.S. state privacy laws.
  3. Export Controls and Sanctions Compliance. Client agrees to comply with all export and import laws and regulations of the United States and other applicable jurisdictions. Without limiting the foregoing, Client represents and warrants that: (A) it is not located in, under the control of, or a national or resident of any country to which the United States has embargoed goods or services; (B) it is not on the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Commerce Department's Denied Persons List or Entity List; and (C) it will not access or use the Software in violation of any U.S. export embargo, prohibition or restriction.
  4. Anti-Money Laundering Compliance. Client agrees to comply with all applicable anti-money laundering laws and regulations and shall not use the Software for any purpose that would violate such laws and regulations. Client represents and warrants that it will not use the Software in furtherance of any unlawful financial activity.

h. AI Tools. The Services may include features that use artificial intelligence or automated tools to generate various requested outputs and content, including rental pricing information, listing descriptions, communication templates, maintenance-related messages, and other suggestions (“AI Tools”). AI Tools may produce inaccurate, incomplete, non-compliant, or inappropriate content, and such outputs may not comply with the Fair Housing Act, rent-pricing laws and ordinances, accessibility laws, consumer protection laws, or other legal requirements. Client is solely responsible for reviewing, editing, verifying, and approving all AI-generated outputs prior to use, and for ensuring such content complies with all applicable laws. Rentvine disclaims all liability arising out of or related to Client's use of or reliance on AI Tools. Client is solely responsible for compliance with all laws applicable to tenant screening, advertising, and communications, including the Fair Housing Act and the FCRA.

i. FCRA Compliance and Tenant Screening. Client certifies that it will order “Consumer Reports” (as defined by the FCRA) solely for the permissible purpose of tenant screening in accordance with the FCRA. Client acknowledges it is the “End User” of such reports and agrees to: (i) obtain any necessary written authorizations from the consumer prior to requesting a report; (ii) comply with all adverse action procedures required by the FCRA (including providing the consumer with a Notice of Adverse Action, a copy of the report, and a summary of rights); and (iii) properly dispose of all consumer information in accordance with the Federal Trade Commission's Disposal Rule. Client shall indemnify and hold Rentvine harmless from any claims arising out of Client's failure to comply with the FCRA or equivalent state laws.

j. Cookies, Analytics, and Tracking Technologies. Client acknowledges that Rentvine may use cookies, analytics tools, product-usage analytics, and similar technologies (including tools that record user interactions with the Services) to operate, secure, support, and improve the Services. Rentvine configures such tools to mask or obfuscate sensitive fields so that personal information (including bank account numbers, Social Security numbers, and other sensitive identifiers) is not visible in session replay or analytics recordings. Client agrees that its Authorized Users' use of the Services may result in the collection of such analytics data.

3. TERMINATION.

a. Termination. Client may terminate this Agreement prior to the beginning of the next applicable Renewal Term by providing sixty (60) days written notice to Rentvine prior to the end of the then-current Renewal Term. If notice of termination is provided by Client but the Services provided by Rentvine extend past the termination date of the then-current Renewal Term, then pricing for such Services shall be at Rentvine's standard and customary rates and pricing levels; provided, that in no event shall Client be permitted to use the Software after the termination date of the then-current Renewal Term. Either party may terminate this Agreement and the rights granted herein if the other party materially breaches any of the provisions of this Agreement and fails to remedy such breach within ten (10) days after receiving written notice thereof, including a detailed description of the alleged breach, provided, however, if the breach relates to a monetary obligation, then, in addition to terminating this Agreement, Rentvine may exercise its rights under Section 6(a), and if the breach relates to a breach of confidentiality, then, in addition to terminating this Agreement, the non-breaching party may exercise its rights under Section 7(e). In addition, Rentvine may terminate this Agreement at any time by providing ninety (90) days written notice to Client. For the avoidance of doubt, service interruptions described in Section 1 shall not constitute a material breach by Rentvine.

b. Insolvency. Should either party (i) admit in writing its inability to pay its debts generally as they become due, (ii) make a general assignment for the benefit of creditors, (iii) institute proceedings to be adjudicated a voluntary bankruptcy, (iv) consent to the filing of a petition of bankruptcy against it, (v) be adjudicated by a court of competent jurisdiction as being bankrupt or insolvent, (vi) seek reorganization under any bankruptcy act; (vii) consent to the filing of a petition seeking such reorganization, or (viii) have a decree entered against it by a court of competent jurisdiction appointing a receiver, liquidator, trustee, or assignee in bankruptcy or in insolvency covering all or substantially all of such party's property or providing for the liquidation of such party's property or business affairs, then, in any such event, the other party, at its option and without prior notice, may terminate this Agreement effective immediately.

c. Early Termination Fee. If Client terminates this Agreement or any Order Form for convenience prior to the end of the Initial Term or any Renewal Term, Client shall pay an early termination fee equal to the remaining fees that would have been due for the remainder of the applicable term, payable upon termination. This Section does not apply to termination for material breach by Rentvine.

d. Effect of Termination. Upon termination of this Agreement for any reason other than the insolvency of Rentvine or Rentvine ceasing to conduct business in the ordinary course and its obligations hereunder are not assumed by a third-party: (1) all rights and licenses granted to Client hereunder shall immediately cease; (2) Rentvine shall terminate Client's access to the Software and Services; (3) Client shall immediately cease use of the Software and Services in any manner whatsoever, and delete and return all copies of Software and other related materials to Rentvine; and (4) all payments owed to either party shall be immediately due and payable.

e. Survival. Where the context or wording of a section indicates, these Master Subscription Terms shall survive its termination, including, without limitation, Sections 3, 4, 5, 6, 7, 8, and 9 hereof.

4. RENTVINE'S PROPRIETARY RIGHTS; NONDISCLOSURE.

a. Rentvine Ownership. Rentvine owns and shall retain all right, title and interest in and to the Intellectual Property Rights in the Software including without limitation all source and object code, specifications, designs, processes, techniques, improvements, discoveries and inventions, including without limitation any modifications, improvements or derivative works thereof and all works of authorship created, invented, reduced to practice, authored, developed, or delivered by Rentvine or any third-party, either solely or jointly with others, arising from this Agreement or any amendment to it, including without limitation all copies and portions thereto, whether made by or under the direction of Rentvine or Client (“Rentvine Intellectual Property”). All rights not expressly granted to Client herein are reserved by Rentvine. Client shall acquire no rights, title, or interest in or to the Rentvine Intellectual Property except the limited license rights expressly set forth in this Agreement. Any unauthorized use, modification, duplication, or disclosure of the Software or Services shall be deemed a material breach of this Agreement.

b. Licenses.

  1. Client Data and AI License. As between the parties, Client retains all right, title, and interest in and to Client Data. Client grants Rentvine a worldwide, perpetual, irrevocable, royalty-free license to use, copy, modify, and create derivative works from Client Data for the purposes of: (a) providing the Services; (b) improving Rentvine's products and services; (c) developing new products and services; and (d) generating anonymized and aggregated data (“Aggregated Data”). Client explicitly grants Rentvine the right to use Client Data and Aggregated Data to train, tune, and improve artificial intelligence and machine learning models, provided that Rentvine shall never use Client Data in a manner that exposes the identity of Client, its employees, or its tenants to any third party. Rentvine owns all right, title, and interest in such Aggregated Data and AI models.
  2. Usage Data. Client understands and agrees that the Software and the Services generate usage and operational data, including metadata, telemetry, object definitions, and performance information (“Usage Data”). Client agrees that Rentvine shall retain the right to use Usage Data to operate, develop, support, and improve its products and services. Rentvine agrees that any disclosure of Usage Data shall only be made in compliance with the confidentiality obligation set forth herein and in such a manner as to not identify Client or its users.
  3. Feedback. Client grants Rentvine a worldwide, perpetual, irrevocable, transferrable, sublicensable, royalty-free license to use, copy, modify, incorporate, exploit and create derivative works from any and all voluntary feedback and Client recommendations, whether written or oral (collectively, “Feedback”) with respect to the Software and the Services, without restriction or obligation. Client explicitly grants Rentvine the right to use Feedback to train, tune, and improve artificial intelligence and machine learning models. Rentvine owns all right, title, and interest in such AI models.

c. Rentvine Intellectual Property Protection. Client shall not itself nor shall it permit any other party to:

  1. Disassemble, decompile, decrypt, or reverse engineer, or in any way attempt to discover or reproduce source code for any part of the Services or Software; adapt, modify, or prepare derivative works or inventions based on any portion of the Software; or use any portion of the Software to create any computer program or other material that performs, replicates, or utilizes the same or substantially similar functions as the Services or Software.
  2. By any means sell, transform, translate, assign, pledge, mortgage, encumber, or otherwise dispose of any Rentvine Intellectual Property or any of the rights or obligations granted or imposed on Client hereunder. In no event shall this Agreement, or any rights or privileges hereunder, be an asset of Client under any bankruptcy, insolvency, or reorganization proceedings, or in any other manner whatsoever; provided, however, this Agreement and the transactions provided for herein shall be binding upon and inure to the benefit of the parties, their legal representatives, and permitted transferees, successors, and assigns.

d. Nondisclosure. Client acknowledges that the Software, the Services, the terms of this Agreement, and other information provided by Rentvine to Client represent Proprietary Information of Rentvine and the source code that underlies the Software is a Trade Secret owned by Rentvine. Each party agrees with the other: (i) to hold the Proprietary Information in the strictest confidence; (ii) not to, directly or indirectly, copy, reproduce, distribute, manufacture, duplicate, reveal, report, publish, disclose, cause to be disclosed, or otherwise transfer the Proprietary Information to any third-party, subject to the provisions of subsection (iv) below; (iii) not to make use of the Proprietary Information other than for the permitted purposes under this Agreement; and (iv) to disclose the Proprietary Information only to their respective representatives requiring such material for effective performance of this Agreement and who have undertaken a written obligation of confidentiality and limitation of use consistent with this Agreement. Proprietary Information shall not include information which (1) is already known to the receiving party free of any restriction at the time it is obtained from the disclosing party; (2) is subsequently learned by the receiving party from an independent third-party free of any restriction and without breach of this Agreement; (3) is or becomes publicly available through no wrongful act of either party; or (4) is required to be disclosed pursuant to a requirement of a governmental agency or law so long as the parties provide each other with timely written prior notice of such requirements. Each party hereto shall institute internal operating procedures to assure limited access and use of Proprietary Information consistent with this Agreement and shall exercise due care to monitor and ensure compliance with this Agreement. The nondisclosure and confidentiality obligations set forth in this Section 4(d) shall survive termination of this Agreement for any reason and shall remain in effect with respect to Trade Secrets for as long as the owner of such information is entitled to protection thereof and with respect to Confidential Information for a period of two (2) years after termination hereof.

e. Reservation of Rights. No exclusive rights are granted by this Agreement. All rights or licenses not expressly granted to Client herein are reserved to Rentvine.

f. Remedies. The parties acknowledge that, in the event of a breach of any or all of Sections 4(a), 4(b), and 4(c), by either party, the other party will likely suffer irreparable damage that cannot be fully remedied by monetary damages. Therefore, both parties agree that either party shall be entitled to seek and obtain injunctive relief against any such breach in any court of competent jurisdiction and terminate this Agreement immediately upon written notice to the other party. The rights of either party under this section shall not in any way be construed to limit or restrict the right to seek or obtain other damages or relief available under this Agreement or applicable law.

g. Data Security and Incident Response. Rentvine shall maintain an information security program containing administrative, technical, and physical safeguards reasonably designed to protect Client Data. In the event of a confirmed breach of security resulting in the unauthorized destruction, loss, alteration, or disclosure of Client Data (“Security Incident”), Rentvine shall notify Client without undue delay, and in no event later than forty-eight (48) hours after discovery. Notwithstanding the foregoing, if a Security Incident involves data obtained via the Plaid Services, Rentvine shall comply with the specific notification timelines required by the Plaid End Client Terms.

5. REPRESENTATION AND WARRANTIES.

a. By Rentvine. Rentvine represents and warrants that: (i) it has all necessary rights, licenses and approvals required to perform its obligations hereunder, and to operate and provide the Services in accordance with this Agreement; (ii) its performance hereunder will be rendered using sound, professional practices in accordance with industry practices; (iii) the Software and Selected Services provided hereunder will be provided in accordance with their applicable specifications, documentation and service levels herein; (iv) its obligations do not conflict with any other Rentvine obligations or agreement (in writing or otherwise) with any third-party; and (v) it will comply with all applicable foreign, federal, state and local laws, rules and regulations in the performance of its obligations hereunder.

b. By Client. Client represents and warrants that: (i) it has all necessary rights, licenses and approvals required to perform its obligations hereunder; (ii) Client's obligations are not in conflict with any other Client obligations or agreement (in writing or otherwise) with any third-party; (iii) provision and use of the Client Data, whether such data is Internally Provided Data or Externally Provided Data, shall not infringe upon or violate the rights of any third-party and has been duly authorized; and (iv) Client will comply with all applicable foreign, federal, state and local laws, rules and regulations in the performance of its obligations hereunder.

DISCLAIMER.

EXCEPT AS EXPRESSLY PROVIDED IN THIS SECTION 5, RENTVINE MAKES NO EXPRESS OR IMPLIED WARRANTY WITH RESPECT TO THE SOFTWARE OR THE SERVICES, OR ANY OTHER MATTER, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, INFRINGEMENT, QUALITY OR FITNESS FOR A PARTICULAR PURPOSE. RENTVINE DOES NOT WARRANT THAT ALL ERRORS CAN OR WILL BE CORRECTED OR THAT THE SERVICES WILL OPERATE WITHOUT ERROR, OR INTERRUPTION. RENTVINE FURTHER DISCLAIMS ANY WARRANTY RELATING TO THE AVAILABILITY, PERFORMANCE, ACCURACY, OR SECURITY OF ANY EXTERNAL SYSTEMS, THIRD-PARTY SERVICES, OR AI TOOLS, AND CLIENT'S USE OF SUCH FEATURES IS AT CLIENT'S SOLE RISK.

6. INDEMNITY AND LIMITATION OF LIABILITY.

a. By Rentvine. Rentvine agrees to defend, indemnify, and hold harmless Client, and its directors, officers, employees, and agents from and against any and all third-party claims, demands, and liabilities, including reasonable attorneys' fees, resulting from or arising out of: (i) the Software provided under this Agreement infringes or violates any patents, copyrights, trade secrets, licenses, or other intellectual property rights of any third-party; excluding any claims arising from (A) Client's modification of the Software, (B) Client's use of the Software in combination with third-party products not approved by Rentvine, or (C) Client's use of the Software outside the scope of this Agreement; (ii) any material breach of Rentvine's representations and warranties in this Agreement; or (iii) Rentvine's failure to comply with Rentvine's obligations under laws, rules or regulations specifically applicable to Rentvine or the Selected Services provided under this Agreement; provided, however, that Rentvine's indemnification obligations shall not apply to the extent such claims arise from Client's negligence, willful misconduct, or breach of this Agreement.

b. By Client. Client agrees to defend, indemnify, and hold harmless Rentvine, its Affiliates, and each of their respective directors, officers, employees, and agents from and against any and all third-party claims, demands, and liabilities, including reasonable attorneys' fees, resulting from or arising out of: (i) the Client Data or other data originating from an External System (as defined in Section 2(c)(v)), including (A) whether such data is Internally Provided Data, Externally Provided Data, or otherwise accessed or retrieved at Client's direction, infringing or violating the rights of any third party or the terms of any applicable third-party platform, software, or service agreement and (B) any actual or suspected data breach, or other intrusion, with respect to such Client Data that is not caused by Rentvine's negligence, willful misconduct, or breach of this Agreement; (ii) any breach of Client's representations and warranties in this Agreement; or (iii) Client's failure to comply with Client's obligations under any and all laws, rules or regulations applicable to Client or any customer of a Client under this Agreement, except to the extent such violation arises out of Rentvine's failure to comply with Rentvine's obligations hereunder. Such laws, rules and regulations include, without limitation, the Fair Housing Act, the FCRA, consumer protection laws, privacy and data protection laws, anti-money laundering and sanctions requirements, state and local laws and ordinances related to rental pricing and the use of AI Tools, and trust-accounting and escrow rules applicable to Client's business. Client's indemnity obligations also extend to claims arising from Client's use of AI Tools or External Systems, including, but not limited to usage in connection with (i) housing, eligibility, adverse action, or any other regulated decisions and (ii) rent pricing, rent and fee disclosure or other regulated terms.

c. Procedure. A party seeking indemnification (the “Indemnified Party”) shall give written notice to the other party (the “Indemnifying Party”) within thirty (30) days after becoming aware of any claim for indemnification, provided that failure to give such notice shall not relieve the Indemnifying Party of any liability hereunder (except to the extent the Indemnifying Party has suffered actual material prejudice by such failure). The Indemnifying Party may assume the defense and control of such claim by providing written notice to the Indemnified Party within fifteen (15) days. If the Indemnifying Party does not assume such defense, the Indemnified Party may control its own defense using counsel of its choice. Additionally, notwithstanding the Indemnifying Party's assumption of defense, if Rentvine is the Indemnified Party, Rentvine may elect to control its own defense if it reasonably determines that (i) a conflict of interest exists between the parties with respect to such claim, or (ii) the claim could materially affect Rentvine's business operations, reputation, or relationships with other clients. Both parties shall provide reasonable cooperation to each other in connection with any indemnified claim. The party controlling the defense may settle any indemnified claim without the consent of the other party, provided that any such settlement (i) includes an unconditional release of the Indemnified Party and its Affiliates from all liability in respect of such claim, and (ii) does not impose any monetary or continuing non-monetary obligation on the Indemnified Party. Any settlement that does not meet these requirements shall require the prior written consent of the Indemnified Party, which consent shall not be unreasonably withheld.

d. Limitation of Liability. THE PARTIES AGREE THAT EACH PARTY'S RESPECTIVE LIABILITY (UNDER BREACH OF CONTRACT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE) IF ANY, FOR ANY DAMAGES RELATED TO THIS AGREEMENT SHALL BE FOR ACTUAL DAMAGES INCURRED AND SHALL NOT EXCEED THE FEES PAID BY CLIENT UNDER THIS AGREEMENT DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM. NEITHER PARTY SHALL BE LIABLE FOR CONSEQUENTIAL, INCIDENTAL, INDIRECT, SPECIAL, PUNITIVE, OR OTHER DAMAGES OF ANY KIND, INCLUDING LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION, EVEN IF ADVISED OF THE LIKELIHOOD OF THE OCCURRENCE OF SUCH DAMAGES. THE LIMITATIONS OF THIS PARAGRAPH SHALL NOT APPLY TO (1) EITHER PARTY'S BREACH OF CONFIDENTIALITY UNDER SECTION 4(D), (2) EITHER PARTY'S INDEMNIFICATION OBLIGATIONS UNDER SECTION 6(A) OR 6(B), (3) CLIENT'S LIABILITY FOR PAYMENT OF UNDISPUTED FEES OR UNAUTHORIZED USE OR MISAPPROPRIATION OF RENTVINE'S INTELLECTUAL PROPERTY, OR (4) EITHER PARTY'S FRAUD, WILLFUL MISCONDUCT, OR GROSS NEGLIGENCE. THE PARTIES AGREE THAT THESE LIMITATIONS APPLY TO ALL THEORIES OF LIABILITY, WHETHER IN CONTRACT, TORT, STATUTE, OR OTHERWISE, AND THAT THE ALLOCATION OF RISK SET FORTH HEREIN IS AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN THE PARTIES.

e. No Rentvine Liability. Rentvine will not be liable to Client for any claim, damage, loss or defect arising from or based upon: (i) any alteration, modification or unauthorized use of the Software by Client or its personnel; (ii) any inaccuracy, incompleteness, or defects in Client Data or other inputs provided by or on behalf of Client; (iii) the compilation of Client Data and submission to Client to the extent such compilation and submission are conducted strictly in accordance with Client's instructions and the terms hereof; (iv) disputes between Client and third-parties engaged by Client in connection with the Services, including through the Rentvine platform, or any failure of performance by such third-parties; (v) disputes between Client and the end-users of Client's services and products; (vi) actual or alleged breaches of Client Data arising from Client's failure to comply with applicable law, or its negligence, willful misconduct, or breach of this Agreement or (vii) except with respect to Rentvine's obligation to maintain at all times during the term of this Agreement all of the rights necessary to provide the Services and perform all of its obligations hereunder, any other cause beyond the control of Rentvine or its Affiliates. Without limiting the foregoing, Rentvine shall have no liability for any decision, action, or omission taken by Client based on AI Tools, or for any error, interruption, or incident arising from External Systems or third-party services.

f. Risk Allocation. The parties expressly agree that this Agreement reflects the allocation of risks including the limitation of liability described in this Section 6. Any modification of such risk allocations would affect Rentvine's fees; and in consideration thereof, Client agrees to such risk allocations.

g. Third Party Requests or Claims. This Agreement will not be construed to prevent Rentvine from disclosing Client Data, Client account information, or other Client information to a third-party, court, or governmental body when required by law or pursuant to a valid court order, subpoena, search warrant, or applicable regulation, provided that Rentvine: (a) gives reasonable advance notice before making the disclosure, unless prohibited by law or prevented by the timing or nature of the legal process; (b) to the extent legally permissible and commercially reasonable, provides reasonable assistance to Client, at Client's cost, in any lawful efforts by Client to resist or limit the disclosure of such Client Data or other Client information, provided that such assistance does not require Rentvine to violate any legal obligation or expose Rentvine to legal liability; and (c) discloses only that portion of the Client Data or other Client information that is legally required to be disclosed. Client shall reimburse Rentvine for all reasonable costs and expenses, including attorneys' fees, incurred by Rentvine in responding to any such third-party request or legal process, except to the extent such request relates solely to Rentvine's own conduct or operations unrelated to Client. Rentvine shall have no obligation to independently challenge any such legal process on Client's behalf.

7. DISPUTE RESOLUTION.

a. Informal Resolution. The parties shall attempt in good faith to resolve any dispute arising out of or relating to this Agreement, in prompt, amicable, and businesslike discussions between management level executives who have authority to settle the controversy. Either party may give written notice of any dispute relating to this Agreement not resolved in the ordinary course of business. Within fifteen (15) days of such written notice, the parties will agree upon a site and the representative of each party who will take part in the settlement negotiations.

b. Arbitration Agreement. Except for claims seeking injunctive relief for which court relief may be sought, the parties shall arbitrate any dispute resulting from or arising as a result of this Agreement. Any such arbitration shall be binding, in accordance with the commercial rules of the American Arbitration Association (“AAA”). Any such arbitration shall be held in the State of Delaware and directed by the AAA. Notwithstanding the foregoing or the then-current specified commercial rules of the AAA, the following shall apply with respect to the arbitration proceeding: (a) the arbitration proceedings shall be conducted by one (1) arbitrator selected by the parties, provided, if the parties fail to make such designation within five (5) days after receipt by the AAA of the demand for arbitration, the AAA shall make the appointment in its sole discretion (provided such arbitrator shall have experience and knowledge of software and service bureau transactions) and (b) the existence, subject, evidence, proceedings and rulings resulting from the arbitration proceedings shall be deemed Confidential Information, and shall not be disclosed by either party, their representatives, or the arbitrator except: (i) to the professional advisors of each of the parties; (ii) in connection with a public offering of securities of either of the parties; (iii) as ordered by any court of competent jurisdiction; or (iv) as required to comply with any applicable governmental statute or regulation. Client and Rentvine are each hereby waiving their right to a jury trial.

c. Class Action Waiver. By entering into this Agreement, Client agrees that any dispute, claim, or controversy arising out of or relating to the Order Form, the Services or these Master Subscription Terms, including their interpretation, breach, or enforcement, or any transaction or relationship arising from it (collectively, “Disputes”), shall be resolved on an individual basis only. Client expressly waive the right to bring, participate in, or join any class, collective, or representative action against Rentvine. Client and Rentvine agree that the arbitrator, appointed pursuant to Section 7.b has no authority to consolidate claims or conduct class-wide arbitration and claims for Disputes may only be brough individually.

8. API AND THIRD-PARTY DEVELOPERS.

a. API License. If Rentvine provides Client with access to one or more application programming interfaces (“APIs”), Rentvine hereby grants to Client a limited, non-exclusive, non-transferable, revocable license to access and use such APIs solely for the purpose of integrating the Software with Client's own internal business systems and applications, and solely in accordance with Rentvine's applicable documentation, usage guidelines, and this Agreement.

b. Third-Party Developer Access. If Client engages any third-party developer, consultant, or vendor to access or use the APIs on its behalf, Client shall be fully responsible for all acts and omissions of such third party as if performed by Client itself. Client shall ensure that all such third parties are bound by written obligations consistent with the terms of this Agreement and shall indemnify Rentvine for any damages, losses, or liabilities arising from or related to such third-party access.

c. API Modifications and Discontinuation. Rentvine reserves the right to modify, enhance, suspend, or discontinue any API or related integration functionality at any time, with or without notice, and shall have no liability to Client or any third party for any resulting impact. Rentvine may require Client to implement updated versions of the APIs within a commercially reasonable timeframe to maintain continued functionality or security compliance.

9. GENERAL PROVISIONS.

a. Entire Agreement. The sole and entire agreement between Rentvine and Client consists of: (i) the Order Form, (ii) these Master Subscription Terms, which incorporate any other terms or policies applicable to your use of the Services that we make available, such as through an online signup flow, and (iii) the Digital Terms of Use (which are incorporated by reference). This agreement supersedes any and all previous discussions, communications, understandings or arrangements, whether written or oral, with Rentvine with respect to the Services. Client acknowledges and agrees that Client's agreement is not contingent upon the delivery of any future functionality or features not specified herein or in the Order Form or in the online sign-up flow, as applicable, or dependent upon any oral or written, public or private comments made by Rentvine with respect to future functionality or features for the Services.

b. Assignment. Client will not assign or transfer the Services or any of its rights and/or obligations under these Master Subscription Terms without Rentvine's prior written consent. Rentvine may without restriction assign or transfer its rights and/or obligation hereunder, at its sole discretion. Subject to the foregoing, this Agreement shall bind and inure to the benefit of the parties and their respective permitted successors and assigns.

c. Binding Effect. Subject to the foregoing limitation on assignment, this Agreement is binding upon and inures to the benefit of the successors and assigns of the respective parties hereto.

d. Governing Law. This Agreement is to be interpreted in accordance with the laws of the State of Delaware without regard to its conflicts of laws. The Uniform Computer Information Transactions Act shall not apply to this Agreement.

e. Headings. Headings of paragraphs in these Master Subscription Terms are inserted for convenience only and are in no way intended to limit or define the scope and/or interpretation of these Master Subscription Terms.

f. Independent Parties. Rentvine is an independent contractor and nothing in these Master Subscription Terms is to be construed to create a partnership, joint venture, or agency relationship between Rentvine and Client.

g. Severability. If any part, term, or provision of these Master Subscription Terms is held to be illegal, unenforceable, or in conflict with any law of a federal, state, or local government having jurisdiction over these Master Subscription Terms, the validity of the remaining portions or provisions are not to be affected thereby.

h. Notices. Any notice given pursuant to these Master Subscription Terms is to be in writing and is to be given by personal service, including nationally recognized overnight courier, or by registered or certified first class mail, return receipt requested, postage prepaid to the addresses set forth in the opening paragraph of this Agreement, or as changed through written notice to the other party, or by electronic email to the address(es) specified by the receiving party in accordance with normal procedures and policies established Rentvine for providing the same. Notice given by personal service is to be deemed effective on the date it is delivered to the addressee, notice mailed via the USPS is to be deemed effective on the third (3rd) day following its placement in the mail addressed to the addressee, and notice given through electronic mail is to be deemed effective on the first (1st) business day following its delivery to the proper electronic mail address of the addressee.

i. Force Majeure. No party shall be liable for failure to perform or delay in performing all or any part of its obligations under these Master Subscription Terms to the extent that such failure or delay is due to any cause or circumstance reasonably beyond the control of such party including, without limitation, acts of God, fire, flood, storms, earthquake, pandemic, strike or other labor dispute, acts of terrorism, government requirement, or civil or military authority. The party affected by such an event shall promptly notify the other party in writing. The party so affected shall take reasonable steps to resume performance with the least possible delay.

DEFINITIONS.

The terms defined in these Master Subscription Terms shall include the plural as well as the singular. Other capitalized terms used in this Agreement and not defined in this Exhibit shall have the meanings ascribed to such terms elsewhere in this Agreement. Some lower-case terms that appear throughout this Agreement also appear in this Exhibit and elsewhere in this Agreement as capitalized terms. Only when such terms appear as capitalized terms shall such terms have the meanings ascribed to such capitalized terms in this Agreement.

“Affiliates” means any entity (i) that controls a party; (ii) that is controlled by a party; or (iii) that is under common control with an entity that also controls a party. Control includes direct or indirect control, including any subsidiary, holding company or operating division of the respective party.

“Authorized Users” means any person authorized by Client to access and use the Software, including, without limitation, Client's employees, representatives, property managers, leasing agents, maintenance vendors, technicians, and other service providers who have been provisioned access credentials by Client in accordance with this Agreement.

“Client Data” means any personally identifiable information, end user profile data, information about Client activity, and summaries thereof, generated, developed or created by the interaction and use of the Services or provided by Client to Rentvine in order to receive the Services, and all other information about the user(s) of the Software that is provided directly by a Client or a Client end user, or that is generated due to Client's use of the Software or the Services.

“Confidential Information” means nonpublic proprietary information other than Trade Secrets, of value to its owner, and any data or information defined as a Trade Secret but which is determined by a court of competent jurisdiction not to be trade secret under applicable law.

“Data Processing Addendum” means Rentvine's data processing addendum governing the rights and obligations of the parties hereto with respect to the processing of Personal Information pursuant to these Master Subscription Terms, available at [●], as may be published and amended from time to time by Rentvine.

“Digital Terms of Use” means Rentvine's terms of use governing the rights and obligations of the parties hereto with respect to the usage of the Website (as defined therein) and the Portal (as defined therein), available at [●], as may be published and amended from time to time by Rentvine.

“Intellectual Property Rights” means any and all now known or hereafter known tangible and intangible worldwide patents, copyrights, moral rights, trademarks, or other intellectual property rights, whether arising by operation of law, contract, license, or otherwise, and all registrations, initial applications, renewals, extensions, continuations, divisions or reissues thereof now or hereafter in force (including any rights in the foregoing).

“Personal Information” means any information that identifies, relates to, describes or is capable of being associated with, or could reasonably be linked to, directly or indirectly, a natural person.

“Privacy Policy” means Rentvine's privacy policy, available at [●], as may be published and amended from time to time by Rentvine.

“Proprietary Information” means, collectively and without regard to form, any third-party information that either party has agreed to treat as confidential, and information regulated by state or federal law concerning disclosure or use, Confidential Information, and Trade Secrets.

“Selected Services” means those specific services set forth in Exhibit C to the Order Form that Client has elected to purchase as indicated in the executed Order Form or other written agreement between the parties.

“Services” means those services to be provided by Rentvine to Client hereunder as more completely described in Exhibit B of the Order Form and includes all Software licensed hereunder.

“Software” means the software identified on Exhibit B of the Order Form.

“Trade Secrets” means information that: (i) derives economic value, actual or potential, from not being generally known to, and not being readily ascertainable by proper means by, other persons who can obtain economic value from its disclosure or use; and (ii) is the subject of efforts that are reasonable under the circumstances to maintain its secrecy.

ANNEX A — Plaid End Client Flow Down Terms

For purposes of this Annex A, “End Client” shall refer to Client and all other terms used but not defined below shall have the meaning given in the Plaid Partnership Agreement by and between Rentvine and Plaid Inc. (“Plaid”).

1. Restrictions. Unless Plaid specifically agrees otherwise in writing, End Client will not, and will not enable or assist any third-party to: (i) attempt to reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code, object code, or underlying structure, ideas, or algorithms of the Plaid services described at https://www.plaid.com (“Plaid Services”); (ii) modify, translate, or create derivative works based on the Plaid Services; (iii) make the Plaid Services or information and data of End Client's end users (“End Users”) provided to End Client via the Plaid Services (such information and data, the “Plaid-Provided Data”) or any derivative work thereof available to, or use the Plaid Services or Plaid-Provided Data (or any derivative work thereof) for the benefit of, anyone other than End Client or End Users; (iv) sell, resell, license, sublicense, distribute, rent, or lease any Plaid Services or Plaid-Provided Data (or any derivative work thereof) to any third-party, or include any Plaid Services or Plaid-Provided Data (or any derivative work thereof) in a service bureau, time-sharing, or equivalent offering; (v) publicly disseminate information from any source regarding the performance of the Plaid Services or Plaid-Provided Data; or (vi) attempt to create a substitute or similar service through use of, or access to, the Plaid Services or Plaid-Provided Data. End Client will use the Plaid Services and Plaid-Provided Data only in compliance with: (a) the End Client application, use case, and other restrictions agreed between Plaid and Partner; (b) the Plaid developer policies (available at https://www.plaid.com/legal); (c) Plaid's applicable technical user documentation (available at https://www.plaid.com/docs); and (d) any agreements between End Client and End Users (for clarity, including any privacy policy or statement). Notwithstanding anything to the contrary, as between Plaid and End Client, End Client accepts and assumes all responsibility for complying with all applicable laws and regulations in connection with End Client's activities involving any Plaid Services, Plaid-Provided Data, or End User data. End Client acknowledges and agrees that: (I) Plaid is neither a “consumer reporting agency” nor a “furnisher” of information to consumer reporting agencies under the FCRA; and (II) the Plaid-Provided Data is not a “consumer report” under the FCRA. End Client represents and warrants that it will not, and will not permit or enable any third party to, use the Plaid Services (including Plaid-Provided Data) as a or as part of a “consumer report” as that term is defined in the FCRA, or otherwise use the Plaid Services (including Plaid-Provided Data) such that the Plaid Services (including Plaid-Provided Data) would be deemed “consumer reports” under the FCRA. Notwithstanding anything to the contrary, End Client will be bound by, and will only use the Plaid Services and Plaid-Provided Data in compliance with, the terms and conditions set forth in this agreement.

2. Secondary Investors. Subject to this Section 2 (Secondary Investors), End Client may request that Plaid or Partner disclose Plaid-Provided Data or a Partner product or service including or incorporating Plaid-Provided Data (collectively, the “Shared Data”) to End Client's Secondary Investors. “Secondary Investor” means a third-party investor or purchaser of a financial product originated by End Client and provided to an End User (e.g., a loan), with which investor or purchaser Plaid maintains a separate technical integration.

  1. End Client shall ensure that each Secondary Investor agrees to be bound by written terms at least as protective of Plaid and the FI Data as those set forth in this Annex A before the disclosure of any Shared Data.
  2. To the extent required by Plaid, End Client shall promptly provide Plaid with a list of intended Secondary Investors and certify compliance with this Section 2.
  3. End Client understands and agrees that Plaid may withhold or revoke approval to disclose any Shared Data to any Secondary Investor at its sole discretion.

3. Privacy and Authorizations. Before any End User engages with Partner products or services which include, are derived from, or incorporate the Plaid Services, End Client warrants and will ensure that it provides all notices and obtains all consents required under applicable law to enable Plaid to process End User data in accordance with Plaid's privacy policy (currently available at https://www.plaid.com/privacy). End Client will not: (i) make representations or other statements with respect to End User data that are contrary to or otherwise inconsistent with Plaid's privacy policy; or (ii) interfere with any independent efforts by Plaid to provide End User notice or obtain End User consent.

4. DISCLAIMER; ENFORCEMENT. THE PLAID SERVICES, PLAID-PROVIDED DATA, AND ANY OTHER INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND MATERIALS PROVIDED BY PLAID IN CONNECTION WITH THIS AGREEMENT ARE PROVIDED “AS IS.” TO THE FULLEST EXTENT PERMITTED BY LAW, NEITHER PLAID NOR ITS AFFILIATES, SUPPLIERS, LICENSORS, OR DISTRIBUTORS MAKE ANY WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT, OR ANY WARRANTY THAT THE SERVICES ARE FREE FROM DEFECTS. WITHOUT LIMITING THE FOREGOING IN THIS SECTION 4 (DISCLAIMER; ENFORCEMENT), NEITHER PLAID NOR ITS AFFILIATES, SUPPLIERS, LICENSORS, OR DISTRIBUTORS MAKE ANY REPRESENTATION OR WARRANTY AS TO THE PLAID-PROVIDED DATA THAT MAY BE OBTAINED FROM USE OF THE PLAID SERVICES OR THAT ANY PLAID SERVICES WILL BE UNINTERRUPTED, OR THAT ANY DATA PROVIDED BY OR THROUGH ANY PLAID SERVICES WILL BE TIMELY, ACCURATE, OR COMPLETE. PLAID WILL BE AN INTENDED THIRD-PARTY BENEFICIARY OF THE AGREEMENT BETWEEN PARTNER AND END CLIENT AND MAY DIRECTLY ENFORCE SUCH AGREEMENT AGAINST END CLIENT, WITHOUT PARTNER'S CONSENT OR PARTICIPATION, BUT SOLELY RELATING TO THE PLAID-PROVIDED DATA (INCLUDING FI DATA) AND PLAID SERVICES THAT ARE PROVIDED BY PLAID TO PARTNER OR END CLIENT.

5. FI Data. Through the Partner Services or Plaid Services, End Client may have access to information about or of End Users provided to Plaid by a bank, financial institution, or other data source (each, as designated by Plaid, “FI”, and such information, the “FI Data”).

(i). End Client Obligations.

  1. Access Frequency. The parties acknowledge that as of the effective date of the Partner-Client Agreement, no guidelines regarding End Client's frequency of “batch” pulls of FI Data (such guidelines, the “Guidelines”) apply to Plaid end clients. Notwithstanding the foregoing in this paragraph: (1) End Client will comply with any Guidelines provided in writing by Plaid (including via Partner); and (2) Plaid and Partner may enforce such Guidelines to the extent necessary in accordance with Plaid's standard practices, which may include throttling, suspension or termination of End Client's access.
  2. Compliance with Laws. End Client will comply with all applicable privacy, security, and other laws pertaining to FI Data. End Client will not use, store, disclose, or otherwise process any FI Data for any purpose not permitted under applicable laws. For the avoidance of doubt, End Client acknowledges that Section 1033 of the Dodd-Frank Act may include obligations on End Client relating to processing, handling, and protecting FI Data. End Client will maintain a program designed to ensure compliance with applicable laws, including appropriately training End Client personnel.
  3. Data Deletion. End Client will promptly Delete any FI Data upon request by the applicable End User; provided that End Client may retain copies of FI Data solely to the extent required by applicable laws.
  4. Data Disclosure. End Client will not disclose, transfer, syndicate or distribute FI Data to any third party (including its Permitted Service Providers) (“Data Sharing”) except in each case with the End User's Express Consent and in accordance with applicable laws. Notwithstanding anything to the contrary, End Client will not sell FI Data.
  5. Data Use. End Client will use, store and otherwise process FI Data solely in accordance with the End User's Express Consents and applicable laws.
  6. End Client Marks License. End Client hereby grants to Plaid and each FI (and each of their third-party service providers) the non-exclusive and non-transferable right and license to use End Client's trademarks and service marks solely in connection with consent management activities, including use associated with End User facing consent management portals operated by Plaid or an FI.
  7. End User Consents. End Client will provide all notices to, and obtain all express consents from, each End User as required under applicable laws in connection with End Client's use, storage, and other processing of any FI Data (such notices and consents, the “Express Consents”). Express Consents will: (A) be clear and conspicuous; (B) generally specify the categories of FI Data that End Client will receive and how End Client will use, store, and otherwise process FI Data; (C) be valid, enforceable, and expressly accepted by each End User; (D) identify any and all third parties or categories of third parties to whom End Client may provide FI Data for processing; (E) specify how End Users may exercise their right to revoke their Express Consent; and (F) include any other required disclosures under applicable laws. End Client will maintain records (which may include technical logs, screenshots, versions of Express Consents obtained) sufficient to demonstrate End Client's compliance with this Section 5(i)(a) (End User Consents) and will promptly provide such records to Plaid upon request.
  8. FI Confidential Information. If Plaid discloses to End Client any confidential or proprietary materials of an FI pertaining to the provision of FI Data hereunder (such materials, “FI Confidential Information”), such materials will be subject to the same obligations that apply to Partner's Confidential Information under the Partner-Client Agreement, which will in no event be less protective of such information than a reasonable standard of care. FI Confidential Information will also be subject to the same obligations as FI Data under this Section 5(i) (End Client Obligations). End Client will promptly Delete FI Confidential Information in its possession upon Plaid's request and will provide a written certification regarding such Deletion.
  9. Information Security Program. End Client will maintain a comprehensive written information security program approved by its senior management (“Infosec Program”). The Infosec Program will include administrative, technical and physical measures designed to: (a) ensure the security of FI Data, (b) protect against unauthorized access to or use of FI Data and anticipated threats and hazards to FI Data and (c) ensure the proper disposal of FI Data. The Infosec Program will be appropriate to End Client's risk profile and activities, the nature of the End Client application, and the nature of the FI Data received by End Client. In any event, the Infosec Program will meet or exceed applicable control objectives captured in industry standards and best practices, such as AICPA Trust Service Criteria for Security, NIST 800-53, or ISO 27002, and will comply with applicable laws. End Client will use up-to-date antivirus software and anti-malware tools designed to prevent viruses, malware, and other malicious code in the End Client application or on End Client's systems.
  10. Information Sharing. Where required by an FI or relevant to an End Client's access or use of FI Data from that FI, Plaid may share with such FI certain information related to End Client's compliance with this Section 5 (FI Data), including with respect to End Client's Infosec Program. Plaid will use commercially reasonable efforts to require that such FI treat any such information in a confidential manner.
  11. Insurance. End Client will maintain insurance coverage appropriate to End Client's risk profile and activities, the nature of the End Client application, and the nature of the FI Data received by End Client; provided that such coverage will be no less than industry standard and will include cybersecurity liability insurance.
  12. No Attribution. End Client will not charge End Users any fees attributable to an FI for (a) access to its FI Data or (b) use of End User's account with an FI in connection with the End Client application. In addition, End Client will not suggest or imply a partnership, sponsorship, or other relationship with an FI based on End Client's receipt of FI Data under the Partner-Client Agreement or this Section 5 (FI Data).
  13. No Other Access. During the term of the Agreement, End Client will only access FI Data through the Plaid Services or another manner that uses the FI's authorized APIs. End Client will not “screen scrape” data from FIs or collect an End User's log-on credentials for FI accounts, and will not otherwise knowingly obtain from a third party FI Data that was originally sourced through screen scraping an FI. End Client will immediately Delete any such End User log-on credentials in its possession. End Client will maintain records to demonstrate compliance with this Section 5(i)(g) (No Other Access). For the avoidance of doubt, nothing in this Section 5(i)(g) (No Other Access) will prohibit End Client from engaging any third party to obtain services similar to the Plaid Services, provided that such third-party services enable End Client's access to FI Data solely via the FI's authorized APIs.
  14. Oversight and Cooperation. Toward assessing End Client's material compliance with this Section 5 (FI Data), End Client will promptly provide all reasonably necessary information and cooperation requested by Plaid, an FI, or any entity with examination, supervision, or other legal or regulatory authority over Plaid or an FI. In the event that Plaid has a good faith reason to believe that End Client is not in material compliance with this Section 5 (FI Data), Plaid will notify End Client and, upon Plaid's request, End Client will promptly provide sufficient documentation to demonstrate such material compliance. If the documentation provided by End Client in accordance with the immediately prior sentence is insufficient (in Plaid's reasonable discretion) to demonstrate such material compliance, End Client will submit to a third-party audit by a firm selected by End Client from a list of audit firms reasonably approved by Plaid to verify such compliance. Plaid and FIs may also conduct technical or operational assessments of End Client, which will be subject to advance notice and will not occur more than once per year unless legally required and materially different in scope from a preceding audit.
  15. Scope of Access. End Client will only access FI Data for which it has obtained Express Consents from the End User for the use case reviewed and permitted by Plaid in writing and consented to by the applicable End User (such use case, the “Permitted Use Case”). For clarity, key factors Plaid will consider during its review of a potential Permitted Use Case include whether the use case is appropriate and useful to provide the End User with the End Client application that the End User has enrolled in, whether the End Client application provides a direct benefit to the End User, whether the use case directly supports the development of new or improved product features for the benefit of End Users, and the jurisdiction(s) in which the End Client operates and/or stores FI Data. If End Client possesses FI Data that exceeds the scope of the End User's Express Consents, End Client will use industry-standard means to permanently and securely delete (“Delete”) such FI Data; provided that End Client may retain such FI Data to the extent required by applicable laws. If End Client becomes aware that any data it receives from Plaid does not relate to the End User that End Client originally requested FI Data for, End Client will promptly notify Plaid and will Delete such data.
  16. Security Breach Obligations. End Client will notify Plaid promptly (and in any event within twelve (12) hours) via an email to security@plaid.com, following End Client becoming aware of any Security Breach, providing a description of all known facts, the types of End Users affected, and any other information related to such Security Breach that Plaid may reasonably request. End Client will reasonably cooperate with Plaid in investigating and remediating Security Breaches. End Client will be responsible for the costs of investigating, mitigating, and remediating the Security Breach. “Security Breach” means any event that compromises the End Client application or End Client's systems or that does or reasonably could compromise the security, integrity or confidentiality of FI Data or result in the unauthorized use, disclosure, or loss of FI Data.

ii. Suspension. Plaid may suspend End Client's access to the Plaid Services or FI Data, in whole or in part, if Plaid determines or reasonably believes that: (a) End Client has breached this Section 5 (FI Data); (b) End Client's use of the Plaid Services or FI Data will or has materially violated an agreement between Plaid and an applicable FI; (c) End Client's use of the Plaid Services or FI Data will or does pose a risk of material harm, including material reputational harm, to End Users, an FI, or the Plaid Services. In addition, an FI may suspend End Client's access to FI Data with respect to such FI. Plaid will use commercially reasonable efforts to: (1) notify Partner prior to any suspension described in this paragraph; (2) discuss with Partner in good faith any such suspension; and (3) resume End Client's access to the Plaid Services and FI Data as promptly as is practicable after the basis for such suspension is cured to Plaid's (and, as applicable, the relevant FI's) reasonable satisfaction.

iii. Indemnity. End Client will indemnify, defend and hold harmless each FI, Plaid, and the affiliates of each of the foregoing from any claims, actions, suits, demands, losses, liabilities, damages (including taxes), costs, and expenses arising from or in connection with: (a) any Security Breach resulting in unauthorized disclosure of FI Data provided to End Client hereunder; or (b) End Client's unauthorized or improper use of FI Data provided to End Client hereunder (including any unauthorized Data Sharing, transmission, access, display, storage, or loss). This Section 5(iii) (Indemnity) is not subject to any limitation of liabilities set forth in the Partner-Client Agreement. Each FI is a third-party beneficiary of this Section 5(iii) (Indemnity).

iv. Modifications. End Client acknowledges that continued access to FI Data provided by certain FIs may necessitate modifications to this Section 5 (FI Data) pertaining to all applicable Plaid end clients. End Client will accept such modifications to continue accessing or using the Plaid Services with respect to such FIs. Plaid will use commercially reasonable efforts to notify Partner of the modifications and the effective date of such modifications. If End Client objects to the modifications, its exclusive remedy is to cease any and all access and use of the Plaid Services as it relates to the applicable FI(s). Continued access to or use of such Plaid Services after the effective date of such modifications to this Section 5 (FI Data) will constitute End Client's acceptance of such modifications.

v. Miscellaneous. In the event of a conflict with any other agreement or provision (including other provisions within the Partner-Client Agreement), the terms and conditions of this Section 5 (FI Data) will govern and prevail. Capitalized terms used in this Section 5 (FI Data) and not otherwise defined will have the meanings ascribed to them in the Agreement. All provisions of this Section 5 (FI Data) will remain in force in the event of the termination or expiration of this Section 5 (FI Data), the Agreement, or the Partner-Client Agreement.